Retirement Funding Gap – Web Services

Retirement Gap Calculator

Client Details & Goals

First Name

Email Address

Current Age

Target Retirement Age

Relationship Status

Single Couple

Lifestyle Goal

Client Employment & KiwiSaver

Employment Status

Employed Self-Employed Not Working

Current KiwiSaver Balance ($)

Fund Type

Gross Annual Income ($)

Contribution Rate

Other Wealth & Events (Combined)

Property Downsize (Expected Cash $)

Business Sale (Expected Net $)

Other Investments (Current Balance $)

Note: We don’t apply growth to this figure for simplicity, it’s added as a lump sum to your final projection.

Planned Early Withdrawals ($)

E.g. First home withdrawal, financial hardship deductions before retirement.

Projected Retirement Wealth vs Target

Calculating…

Important Information & Assumptions

Guidance Only: This calculator provides general mathematical illustrations and guidance only. It does not constitute personalized financial advice and does not take into account your wider financial situation, debts, or specific goals.

Simplifying Assumptions: Projections use real return rates (adjusted for inflation) based on Financial Markets Authority (FMA) guidelines. It assumes your income, contribution rates, and the current KiwiSaver legislation (including employer and government contribution rules) remain unchanged until your target retirement age.

Returns: Past performance is no guarantee of future returns. Actual returns will fluctuate.

Please consult a Licensed Financial Advice Provider (FAP) before making any changes to your investments or KiwiSaver.